Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Red Canoe Credit Union's Privacy Policy.
At Red Canoe Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by Red Canoe Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.
What? The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:
  • Name, address, Social Security Number, and income
  • Account balances and transaction history
  • Payment and overdraft history
  • Credit history and credit scores
  • Mortgage rates and payments
When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Red Canoe Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information DOES RED CANOE CREDIT UNION SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes- such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes- to offer our products and services to you. NO NO
For joint marketing with other financial companies Yes NO
For our affiliates' everyday business purposes- information about your transactions and experiences. NO WE DON'T SHARE
For our affiliates' everyday business purposes- information about your creditworthiness NO WE DON'T SHARE
For non affiliates to market to you- NO WE DON'T SHARE
Questions? Call 360. 425-2130 or 800.562.5611, or write to us at: Red Canoe Credit Union,P.O. Box 3020, Longview, WA 98632-7538.
Who we are
Who is providing this notice? Red Canoe Credit Union
What we do
How does Red Canoe Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does Red Canoe Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • apply for any credit union service
  • you visit our website, provide us information on any online application or transaction, or information you send to us by email
  • use your credit or debit card or pay your bills
  • make deposits to or withdrawals from your accounts
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit sharing? Federal law only gives you the right to limit information sharing as follows:
  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Red Canoe Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Red Canoe Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between Red Canoe Credit Union and a non-affiliated financial company where we jointly market financial products or services to you.
  • Our joint marketing partners include insurance companies